--- title: IMO Insights - Gen3 Advisor Group Blog | Life Insurance description: Life Insurance | IMO Insights helps independent insurance agents and financial advisors grow with sales ideas, industry updates, carrier news, product info, and practical insights. image: https://blog.gen3advisor.com/hubfs/840-southwestern-run-youngstown-gen3-headquarters-1.jpeg --- [![Gen3 Logo](https://blog.gen3advisor.com/hs-fs/hubfs/Gen3%20Logo%20(No%20Advisor%20Group)%20(1).png?width=200&height=59&name=Gen3%20Logo%20(No%20Advisor%20Group)%20(1).png "Gen3 Logo")](http://gen3advisor.com) Open main menu Close main menu - [Blog Home](https://blog.gen3advisor.com) - Carrier Updates - Products Open the submenu - [Life Insurance](https://blog.gen3advisor.com/tag/life-insurance) - [Annuity](https://blog.gen3advisor.com/tag/annuity) - Business Building Open the submenu - Sales Strategies - [Best Practices](https://blog.gen3advisor.com/tag/best-practices) - [Business Development](https://blog.gen3advisor.com/tag/business-development) - [Gen3 Main Site](https://gen3advisor.com) # IMO INSIGHTS Select Category Annuities Annuity Asset-Based LTC Best Practices Business Development Business Owner Strategies Cannabis Insurance Cannabis Life Insurance Care Planning Carrier Updates Case Design Disability Insurance eApp Evergreen Exclusive Product FIA Gen3 IUL Life Insurance Long-Term Care New Business Tips Technology Term Life Underwriting This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Posts about: ## Life Insurance ![Man inspecting cannabis plants. Gen3 & Evergreen logos on black bar to highlight cannabis life insurance partnership.](https://blog.gen3advisor.com/hubfs/Blog%20Headers/Gen3%20%26%20Evergreen%20Partnership%20Blog%20Header.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [Asset-Based LTC,](https://blog.gen3advisor.com/tag/asset-based-ltc) [Disability Insurance,](https://blog.gen3advisor.com/tag/disability-insurance) [Gen3,](https://blog.gen3advisor.com/tag/gen3) [Cannabis Insurance,](https://blog.gen3advisor.com/tag/cannabis-insurance) [Cannabis Life Insurance,](https://blog.gen3advisor.com/tag/cannabis-life-insurance) [Annuities,](https://blog.gen3advisor.com/tag/annuities) [Long-Term Care,](https://blog.gen3advisor.com/tag/long-term-care) [Evergreen](https://blog.gen3advisor.com/tag/evergreen) ### [Cannabis Business Owners and Employees Can Finally Access Life Insurance](https://blog.gen3advisor.com/cannabis-life-insurance-annuities-disability-evergreen-gen3) May 15, 2026 at 12:21 AM ![Mac Chrystal](https://app.hubspot.com/settings/avatar/1f9784202d0642796f96ff5bc9a96d08) [Mac Chrystal](https://blog.gen3advisor.com/author/mac-chrystal) [Read More](https://blog.gen3advisor.com/cannabis-life-insurance-annuities-disability-evergreen-gen3) ![](https://blog.gen3advisor.com/hubfs/AIN%20Blog%20Post%20Images/Living%20Needs%20Buy-Sell%20Diagram.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [IUL,](https://blog.gen3advisor.com/tag/iul) [Term Life,](https://blog.gen3advisor.com/tag/term-life) [Business Owner Strategies](https://blog.gen3advisor.com/tag/business-owner-strategies) ### [A Buy-Sell Arrangement that Benefits the Living and the Dead](https://blog.gen3advisor.com/a-buy-sell-arrangement-that-benefits-the-living-and-the-dead) July 7, 2025 at 10:52 PM ![Ted Fravel](https://app.hubspot.com/settings/avatar/ed783ead185453651a6ab77c245152ce) [Ted Fravel](https://blog.gen3advisor.com/author/ted-fravel) [Read More](https://blog.gen3advisor.com/a-buy-sell-arrangement-that-benefits-the-living-and-the-dead) ![Vive quote results on a computer screen](https://blog.gen3advisor.com/hubfs/Vive%20Blog%20Header.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [Technology,](https://blog.gen3advisor.com/tag/technology) [eApp,](https://blog.gen3advisor.com/tag/eapp) [Term Life](https://blog.gen3advisor.com/tag/term-life) ### [Boost Your Term Life Sales with Vive](https://blog.gen3advisor.com/sell-term-life-with-vive) February 14, 2025 at 6:56 PM ![Mac Chrystal](https://app.hubspot.com/settings/avatar/1f9784202d0642796f96ff5bc9a96d08) [Mac Chrystal](https://blog.gen3advisor.com/author/mac-chrystal) [Read More](https://blog.gen3advisor.com/sell-term-life-with-vive) ![Man receiving cardiac sonogram results from doctor](https://blog.gen3advisor.com/hubfs/AIN%20Blog%20Post%20Images/Patient%20Receiving%20Cardiac%20Results.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [Underwriting](https://blog.gen3advisor.com/tag/underwriting) ### [Underwriting Wins: Detailed Cardiac Workup Trumps Elevated NT-ProBNP](https://blog.gen3advisor.com/underwriting-wins-detailed-cardiac-workup-trumps-elevated-nt-probnp) January 12, 2025 at 9:23 PM ![Ted Fravel](https://app.hubspot.com/settings/avatar/ed783ead185453651a6ab77c245152ce) [Ted Fravel](https://blog.gen3advisor.com/author/ted-fravel) [Read More](https://blog.gen3advisor.com/underwriting-wins-detailed-cardiac-workup-trumps-elevated-nt-probnp) ![Buy/Sell Proud to Pay My Taxes Graphic](https://blog.gen3advisor.com/hubfs/AIN%20Blog%20Post%20Images/Buy-Sell-Cost-Basis-Conundrum.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [Case Design](https://blog.gen3advisor.com/tag/case-design) ### [The Buy/Sell Cost Basis Conundrum](https://blog.gen3advisor.com/the-buy/sell-cost-basis-conundrum) December 20, 2024 at 1:56 PM ![Ted Fravel](https://app.hubspot.com/settings/avatar/ed783ead185453651a6ab77c245152ce) [Ted Fravel](https://blog.gen3advisor.com/author/ted-fravel) [Read More](https://blog.gen3advisor.com/the-buy/sell-cost-basis-conundrum) ![](https://blog.gen3advisor.com/hubfs/AIN%20Blog%20Post%20Images/Old%20Woman%20Tearing%20Money.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [IUL,](https://blog.gen3advisor.com/tag/iul) [Case Design](https://blog.gen3advisor.com/tag/case-design) ### [Can You Spend the Same Dollar Twice?](https://blog.gen3advisor.com/can-you-spend-the-same-dollar-twice) November 12, 2024 at 8:58 AM ![Ted Fravel](https://app.hubspot.com/settings/avatar/ed783ead185453651a6ab77c245152ce) [Ted Fravel](https://blog.gen3advisor.com/author/ted-fravel) [Read More](https://blog.gen3advisor.com/can-you-spend-the-same-dollar-twice) ![Family of 4 hugging](https://blog.gen3advisor.com/hubfs/Family%20hugging.png) [Life Insurance,](https://blog.gen3advisor.com/tag/life-insurance) [Case Design](https://blog.gen3advisor.com/tag/case-design) ### [Top 5 Reasons to Offer Term Life With a Strong Conversion Privilege](https://blog.gen3advisor.com/top-5-reasons-to-offer-term-life-with-a-strong-conversion-privilege) November 6, 2024 at 1:00 PM ![Mac Chrystal](https://app.hubspot.com/settings/avatar/1f9784202d0642796f96ff5bc9a96d08) [Mac Chrystal](https://blog.gen3advisor.com/author/mac-chrystal) [Read More](https://blog.gen3advisor.com/top-5-reasons-to-offer-term-life-with-a-strong-conversion-privilege) [![Click to Become a Gen3 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